Benefits Administration and Information
- What do I do if I lose my Health Plan Identification (ID) Card?
- Where do I call for benefits information?
- What are the 46 Northern California Counties represented by the Trust Funds (also known as the Preferred Provider Service Area)?
- Why is it important for me to keep my payroll records (check stubs)?
- My Employer has refused to pay my contributions to the Trust Funds. What can I do to help the Trust Funds collect what is due to me?
- I plan to be off work for several months. How long will my health and welfare coverage last, with the current number of hours in my Hour Bank?
- What does a Statement of Account tell me?
- What should I do if all of my work hours do not appear on the Statement of Account?
- What should I do if there is an error on the Statement of Account?
- What should I do if I don’t receive a Statement of Account?
- What is COBRA?
- Who is a Qualified Beneficiary under COBRA?
- What are COBRA Qualifying Events?
- What is the cost, and how long will coverage last while under COBRA?
- What is an HMO?
- What is a PPO?
- What is Coordination of Benefits (COB)?
- What is the plan definition for Physician?
- What are the requirements for becoming a Participant in the Laborers Pension Plan?
- Can you lose participation in the Laborers Pension Plan?
- How much is my pension worth?
- What does the Pension Plan say about transferring hours from one Plan Credit Year to another?
- When can I receive the money in my Annuity Account?